Generally speaking, Chapter 7 Bankruptcy is a kind of debt liquidation. It allows you to discharge all your debts (with some exceptions) without having to pay them back. Chapter 7 bankruptcy can be a tremendous fresh start. The greatest thing perhaps about filing for bankruptcy is that it immediately stops all creditor harassment, creditor calls, …
Do you remember that camping trip you had with your family in 4th grade or that time when you were lost in a carnival in your childhood? Research indicates that family vacations create lifelong cherishable memories for children. These childhood memories act as a happiness anchor for them throughout their adult life. In this post, we’re going …
5 Reasons Why Family Vacations are Better for Children than Gadgets or Toys Read More »
Having a wage garnishment order issued against an individual is one of the worst things to happen to someone. Most of the people panic upon receiving wage garnishment orders, primarily because of a limited understanding of the law. However, it is possible to claim exemptions against a wage garnishment order, and depending on the circumstances, …
Nebraska Wage Garnishment: Why You Should Seek Expert Help Read More »
Sears is a classic case of getting caught off guard, in that it didn’t evolve with the changing market, and paid its price in the form of a recent bankruptcy auction. Lucky for Sears its largest shareholder, Edward Lampert, came to its rescue and bought the company with his hedge fund. The rescue cost was …
The entire Midwest is facing one of the worst flooding events to date, submerging huge landmasses, farms, and ranches in Nebraska, Wisconsin, South Dakota, and nearby areas. Nebraska is among the worst hit areas, and sadly for the local farmers and ranchers, the financial losses are already in millions of dollars. How did it happen? …
Understanding the Financial Aftermath of the Flooding in Nebraska Read More »
Public Service Loan Forgiveness (PSLF) program, designed to provide financial aid to professionals working in the government sector or not-for-profit organizations, has found its place in the President’s fiscal year 2020 budget. The Trump administration has proposed eliminating the program in an effort to streamline the student-loan system. This is not the first time when the …
What you don’t know about public service loan forgiveness Read More »
Nowadays a large percentage of the population is in some form of debt. Whether your debt is large or small, it still needs to be managed. The first thing you should do is carefully monitor all your incoming repayments, and follow the below tips, which will help you repay your debt faster. 1) Know how …
Few people get rich all at once. The chances of winning a lottery or receiving inheritance are very small.Here are 7 steps to becoming financially independent. With patience and hard work, you can follow these steps and find financial freedom for yourself.1) The Financially Dependent stage is when you depend on others. This is the transition stage from receiving financial aid …
Chances are you have been advised to obtain (or avoid) a credit card at some point in your life. But before getting one you should ask yourself whether you need it or not. Credit Cards have the potential to be one of the most divisive products. Try asking around about credit cards and you will find many people …
Do you have free cash and want to invest it without worrying about losing the money? Unfortunately, this is where you get into the realm of risk and return. Getting high return sometimes requires risk. However, while prices of corporate stock and bonds can experience significant upsides and downsides, many government securities are risk free …
